Life Insurance

For Individuals

Life insurance can serve many important functions for those who depend on you. If your spouse or children depend on your income, then life insurance can be used for:

  • Income replacement
  • Mortgage protection
  • Burial and other final expenses
  • Paying off debts
  • Creating an inheritance for your loved ones
  • Leaving a legacy to a cherished cause or organization

For Business Owners

If you are a business owner, our succession strategies can be catered to your wealth transfer objectives. We can provide life insurance funding for a buy-sell agreement in order to provide for the orderly disposition of a closely held business if an owner dies, becomes disabled, or sells. The unexpected death of a key employee can also create serious problems for a business. We can provide key-man insurance to enable you to find a suitable replacement for that employee your business just can’t live without.

There are people who depend on you. Whether you want to help protect your family or your business, we will assist you in designing a policy that meets your unique needs.